Terms of Use
Last updated: April 2026
By accessing Credlyne you agree to these terms. Credlyne is a Lending Service Provider (LSP) — credit products are issued by partner NBFCs.
1. Eligibility
You must be an Indian resident, 18+, with a valid PAN and bank account.
2. Platform role
Credlyne facilitates loan applications. The lender of record is the partner NBFC named on your Key Fact Statement. Credlyne is not the lender.
3. User conduct
You agree not to provide false information, misuse the platform, or attempt to circumvent risk controls.
4. Fees and charges
All applicable fees, interest, penalties, and APR are disclosed in the Key Fact Statement before loan acceptance.
5. Termination
We may suspend or terminate access for breach, fraud signals, or regulatory directive.
6. Governing law
These terms are governed by Indian law. Disputes subject to courts at Bengaluru.