Digital Lending Disclosure
Last updated: April 2026
Per the RBI Digital Lending Guidelines, 2022 and subsequent circulars.
1. Lending Service Provider
Credlyne Technologies Pvt. Ltd. acts as an LSP for the partner NBFCs listed below.
2. Regulated entities (REs)
Northstar Capital Pvt. Ltd. (NBFC, RBI Reg. No: N-XX.XXXXX), Arc Finserv Ltd., Bluepeak NBFC Pvt. Ltd., Helio Credit Pvt. Ltd. The applicable RE for your loan is named on your Key Fact Statement.
3. Loan flow
All disbursals and repayments are made directly between the borrower's bank account and the RE's bank account. No funds pass through Credlyne or its escrow.
4. Cooling-off period
Borrowers may exit the loan within the cooling-off window (as specified by the RE, typically 1–3 days) by paying principal and proportionate APR without prepayment penalty.
5. Grievance officer
Mr./Ms. [Nodal Officer], grievance@credlyne.com, +91-XXXXXXXXXX. Escalation: RBI Ombudsman cms.rbi.org.in.